Payday Loans in New Haven CT
New Haven is a coastal city in the U.S. state of Connecticut. It is located on New Haven Harbor on the northern shore of Long Island Sound in New Haven County, Connecticut, and is part of the New York City metropolitan area. New Haven is now the third-largest city in Connecticut after Bridgeport, and Stamford. It is the home of Yale University and the principal municipality of Greater New Haven. New Haven has a total area of 20.1 square miles, of which 18.7 square miles is land and 1.4 square miles, or 6.67%, is water. The current population of the city is 130,764. The average income of a New Haven resident is $23,796 a year.
Our referral service has been helping Americans get fast payday loans for many years. Our catalog of lenders is very extensive and includes only reliable companies. We only partner with loan providers that offer favorable terms. Loans are accepted to almost every US resident who has a steady income.
Participating lenders approve loans to people without official employment. There is no collateral and paperwork involved.
Using our online referral service, you can easily get approved for a loan and receive money to your bank account the same day.
How to get a payday loan in New Haven, CT
You can get fast cash without visiting the lender’s office – via the Internet. We analyzed the conditions of leading US lenders and collected offers from companies where you can borrow $100-$1,000 without paperwork. For guaranteed approval, we recommend our referral service to apply.
To get fast cash, just follow the below steps:
- Go to our website and click the “Get Started” button;
- Complete a simple application form;
- Enter your bank account number;
- Submit a request and wait for a response;
- Get matched with the best lender for your needs;
- If approved, e-sign the agreement;
- Get money as quickly as possible.
Applications are considered automatically within 15 minutes.
Who is eligible for a payday loan in New Haven, CT?
Adult residents of New Haven, CT over 18 years of age can take out a payday loan via our online referral service.
To borrow $100-$1,000, you must:
- meet the age restrictions of the lender;
- provide a valid identity verification;
- have a stable income (wages, disability benefits, pension, etc.);
- have a valid bank account in your name.
In order to quickly get a payday loan, the borrower only needs a government-issued ID and an SSN. But if you have the opportunity to provide other proof of identity and income, this will greatly increase the likelihood of approval.
if you have a bad credit history, you can still get accepted for a loan.
Features of short-term payday loans
- Loan interest rate: individual
- Loan amount: $100-$1,000
- Loan term: up to 30 days
- Required documents: government-issued ID, SSN
- Application processing time: 5-30 minutes
- Repayment option: typically through your bank debit card.
Credit history requirements
Bad credit history will not prevent you from getting a payday loan in most cases. But if you are not sure that the lender will approve such an amount due to a poor credit score, we recommend you to take 1-2 small loans from the same company and pay them off on time in order to improve your credit score.
Those who have been declined by other lenders can also be accepted for a payday loan with the help of our online service.
How to repay a payday loan
Payday loans are typically repaid in one lump sum on the day you get your next paycheck.
If the planned payment is late, additional charges will be charged in the form of penalties and fines. Therefore, it is important to carefully study the loan agreement in order to find out the payment procedure and available repayment methods.
You can typically repay a payday loan in the following ways:
- using a bank card linked to your personal account;
- via a personal bank account;
- via electronic wallets;
- through self-service terminals;
- at the cash desk of banks;
- in cash at the lender’soffice.
Benefits of online payday loans
Despite the fact payday lenders offer higher interest rates than banks, cooperation with them has its advantages:
- round-the-clock working schedule without breaks and days off;
- loyal borrower eligibility requirements;
- no paperwork;
- immediate loan processing;
- multiple repayment options;
- no collateral, no guarantors;
- 94% of applications are accepted;
- a large selection of reputable lenders;
- the loan term can be extended upon request;
- individual approach to every customer;
- loyalty programs and discounts for regular customers.
As you see, getting payday loans online in New Haven, CT is a perfectly reasonable decision. Borrowing $100-$1,000 without leaving your home is easy and convenient.