A payday loan is cash advance offered to help you get to your next paycheck.
No. ciboakhill.org is a referral service.
A loan referral is advice on where to go to get a loan on the most beneficial terms.
Usually, the loan amount is $500 to $1,000.
Loan terms vary by lender and state. This information will be provided by the lender.
To be approved for a payday loan through our referral service, you typically must:
- live in one of the states where payday loans are legal;
- be at least 18 years old (19 in some states);
- be employed and have proof of regular income;
- have a valid bank account in your name;
- have a valid email address and phone number.
No. You do not need to have collateral to get approved for a loan.
The time when you receive the requested money varies by lender. Typically, the funds are deposited to your bank account as soon as the same day.
Yes. Most lenders from our network of lenders allow early loan repayment (before the due date) and do not charge any fees for that.
You must repay loans on a due date specified in the loan agreement. Typically, installment loans are repaid via regular payments (usually monthly). Payday loans are usually repaid in a lump sum.
Our referral service is free.
Yes. You can be approved for a loan even if you have bad credit.
Yes. Many lenders from our network of lenders approve loans to consumers who have no credit.
Payday loans are legal in Alabama, Alaska, Arizona, California, Colorado, Connecticut, Delaware, Florida, Georgia, Hawaii, Idaho, Illinois, Indiana, Iowa, Kansas, Kentucky, Louisiana, Maine, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Jersey, New Mexico, North Carolina, North Dakota, Ohio, Oklahoma, Oregon, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, Washington, Wisconsin, and Wyoming.
Payday loans are illegal in Arizona, Arkansas, Connecticut, Georgia, Maryland, Massachusetts, New Jersey, New York, North Carolina, Pennsylvania, Vermont, West Virginia, and the District of Columbia.